小二月29天还没完,已经把三张莫名其妙的帐单丢进垃圾桶,打了两次电话抗议不正当收费,今天又收到两封来骗钱的信件,感叹我们米粒坚合众国, “Land of Opportunity”,奋斗进取的精神衰败了,能骗就骗的手法兴旺了。 政府、公司、团体、个人,骗子的身份样式无所不包,轮番上阵来骗你,防不胜防。 最近收的几个骗人帐单,看起来都是“官面”唐皇的,乍看之下不觉有诈。 1. “We discovered that your sewer charge was not properly billed, please confirm on the separate form that your household is connected to a sewer service so we can send out correct bill.” 自来水费等等是交给本地城镇政府的,这家千里外的公司不知从哪儿冒出来的。 2.“Thank you for choosing our firm to serve your financial needs, … Your account number is provided above. If you wish to keep your information private… please complete the form below.” 先弄到ID 等信息,然後手突然伸长。 3.“United States Xxxxx Registration Offices”, “Federal/State Yyyyy Compliance Office/Service”, “行业名录/专家名人录”,聪明商人从政府档案中查知你啥行业,有啥商标啥专利等等的,可能注意啥窍门啥规章,就给你寄来“会员”“服务”“规费”等等帐单。 4. “非洲某国政变,前领导的侄女‘王妞妞’从瑞士提款有所不便,经查您‘王木木’是最佳转帐人选,请提供银行信息。” “您已是全球旅游联盟银卡成员,提交白金会员费後,您每年将获得三天两夜的免费旅游套餐。” 为了增加收入,大公司大银行也花样百出,严格说来不能说是“诈骗”,只能说是“榨扁”,能榨就榨,把你荷包榨得越来越扁: 1. “Your Credit Score is bad, you must subscribe to a Credit Rating Service to improve your score.” 不借钱不欠债的人信用评等不好,超额借钱每月只付最低账债的信用评等好。不然,加入信用评等机构的会员,月费才几十,两年後你的分数就会提高了。(算了吧,我老头不会为了买房买车去贷款的,信用分数差没关系。) 2. “We will give you a credit line of $100,000.00 to be used on anything anytime with your Savings Account as collateral.” (我用自己的钱,给你 Bank of America 利息? 当场回绝,几天後收到 $75 处理费帐单,前往抗议时,他们说Credit Line 帐号放着备用是“对特殊客户的体贴”,迟迟不肯取消。) 3. “We charged you more than our original quotation, because our Internet was down.” (没说是狗吃了那份报价单,好呀。) |
无为: Why didn't you just close your bank account in front of that stupid bank manager immediately?
Linwood: From what I know, Chase is unlikely to do this. This is a fraud. If this indeed from Chase, there is substantial penalty if caught by authorities.
王木木: 有可能Chase银行不算大。
Linwood: “Your Credit Score is bad, you must subscribe to a Credit Rating Service to improve your score.” 这个不像是大公司干的。
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