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总结：本导原以为美国发行的信用卡都大同小异。所以在国内用时一直在交那3%的FTF。现在发现卡跟卡间大不相同。CapitalOne的VentureOne卡最好。没有FTF，没有annual fee。每块钱还奖miles。本导刚去申请了一卡。你还可以把照片印在卡上。
| Credit card foreign transaction fees (chart updated 12/29/2010) |
| Issuer |
Issuer fee
|
MasterCard/Visa fee
|
Total fee
|
| American Express |
2.7%; no transaction fees for Platinum Cards and Centurion Cards |
n/a
|
2.7%; no transaction fees for Platinum Cards and Centurion Cards |
| Bank of America |
2%
|
1%
|
3% |
| Barclaycard/Juniper |
2%
|
1% |
3% |
| Capital One |
none
|
none
|
none
|
| Citi |
2%; no transaction fees for ThankYou Premier Card and ThankYou Prestige Card
|
1%; none for ThankYou Premier Card and ThankYou Prestige Card
|
3%; none for ThankYou Premier Card and ThankYou Prestige Card |
| Discover |
2%
|
n/a
|
2%
|
HSBC*
|
2%
|
1%
|
3%
|
| Chase |
2%; no transaction fees for British Airways Visa Signature or Sapphire Preferred cards
|
1%; no transaction fees for British Airways Visa Signature or Sapphire Preferred cards |
3%; no transaction fees for British Airways Visa Signature or Sapphire Preferred cards
|
| US Bancorp |
2% |
1% |
3%
|
| USAA (available only to members of the military and their immediate families) |
none |
1%
|
1%
|
| Wells Fargo |
2% |
1%
|
3%
|
| Foreign ATM transaction fees |
| Issuer |
Foreign ATM cost |
| Bank of America |
1 percent currency conversion fee at Global ATM Alliance ATMs/$5 plus 1 percent currency conversion fee at Non-Global ATM Alliance ATMs
|
| Citi |
Citibank ATMs: $0 plus a 3 percent currency conversion fee/nonCitibank ATMs: $1.50 plus a 3 percent currency conversion fee
|
| HSBC |
$1.50 for each ATM withdrawal; no fee for Premier Debit MasterCard |
| Chase |
$3 plus 3 percent currency conversion fee; for premium accounts, $0 plus 3 percent currency conversion fee
|
| USAA |
$0 plus 1 percent currency conversion fee
|
| Wells Fargo |
$5 withdrawal fee
|
Read more: http://www.creditcards.com/credit-card-news/foreign-exchange-fees-going-up-1267.php#ixzz1N18x28Ec
Compare credit cards here - CreditCards.com
http://www.creditcards.com/credit-card-news/foreign-exchange-fees-going-up-1267.php
本文内容由 deepocean 提供
| 
谢谢。
